About the dental payment plans
You can choose from a range of dental payment plans for your employees; from simple dental injury and dental emergency cover through to dental payment plans which provide cover towards eligible routine and restorative dental treatment. You can select the funding method that best suits your needs and budget. You can also arrange employee self-funded dental payment plans paid by their own Direct Debit.
Please note: The benefits detailed below will be available for all schemes commencing between 1st April 2010 and 31st March 2011. For any queries, please contact us.
| Benefits | Denplan Key | Denplan Elementary | Denplan Essential | Denplan Essential Plus | Denplan Extensive | Denplan Extensive Plus |
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| 100% reimbursement for NHS treatment |
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| Routine examinations |
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100% reimbursement up to NHS limits |
Up to £50 per policy year |
Up to £50 per policy year |
Up to £100 per policy year |
Up to £100 per policy year |
| Hygiene treatments |
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100% reimbursement up to NHS limits |
Up to £60 per policy year |
Up to £60 per policy year |
Up to £120 per policy year |
Up to £120 per policy year |
| Dental x-rays |
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100% reimbursement up to NHS limits |
Up to £40 per policy year |
Up to £40 per policy year |
Up to £80 per policy year |
Up to £80 per policy year |
| Restorative treatments |
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100% reimbursement up to NHS limits |
80% of the cost, up to £200 per policy year |
80% of the cost, up to £1,000 per year |
80% of the cost, up to £400 per policy year |
80% of the cost, up to £2,000 per year |
| Worldwide dental injury and dental emergency cover |
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| 24-Hour Worldwide Dental Emergency Helpline |
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Please note: Some exclusions and limitations apply to these policies. For example, treatment for mouth cancer diagnosed before or within 90 days of joining Denplan is not covered. For full details of the benefits and exclusions of the plans view the Terms and Conditions
Funding Options
| Option | Description |
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| Company Paid |
Dental cover is offered as a core benefit for your employees and is paid in full by the company. The company would pay any premiums direct to Denplan, and all employees covered would be subject to Benefit in Kind taxation. |
| Flexible benefit |
If you operate a Flex scheme for your employees, you can offer dental payment plans arranged by Denplan as part of the range of options employees can choose from. The company would pay any premiums direct to Denplan, and all employees covered would be subject to Benefit in Kind taxation. |
| Salary Deduct |
A Salary Deduct plan allows employees the option to purchase dental cover with payments deducted direct from their salary. The company would then pay any premiums collected direct to Denplan. |
All information regarding taxation is subject to change.
Please note: Company Paid dental payment plans are available to all companies covering more than three employees. For other funding methods, a minimum of 100 employees is required.
Other funding options are available, including co-funding between the company and employee, and dental payment plans funded by individual employees through their own Direct Debit. Please contact us for further details.
