Denplan Lucent

Dental plan details

This range of plans is specifically designed to provide cover for a full range of dental treatments at a low premium price-point.

  • Range of plans available providing cover up to £5,500 per policy year
  • Plans include cover for the full range of common dental treatments
  • Dental plans also include cover for dental injuries and dental emergencies
  • Dental plans to fit in with your budget, and with a tangible contribution towards employee’s dental costs

To set up Denplan Lucent for your company, please contact us.

Product Summary

All limits are per unit, unless otherwise statedDenplan Lucent 1Denplan Lucent 2Denplan Lucent 3Denplan Lucent 4Denplan Lucent 5Denplan Lucent 6
Annual policy limits
Annual limit - Routine and Restorative Dental Treatment £600 £1,000 £1,400 £1,700 £2,100 £2,750
Annual limit - Injury and Emergency Dental Treatment £600 £1,000 £1,400 £1,700 £2,100 £2,750
Preventative Dental Treatment
Dental Examinations 100% NHS Up to £22 Up to £30 Up to £40 Up to £52 Up to £63
Dental X-rays 100% NHS Up to £11 Up to £15 Up to £18 Up to £21 Up to £28
Scale & Polish 100% NHS Up to £23 Up to £30 Up to £40 Up to £52 Up to £63
Restorative Dental Treatment
Fillings 100% NHS Up to £25 Up to £36 Up to £60 Up to £78 Up to £95
Root Canal Treatment 100% NHS Up to £65 Up to £82 Up to £98 Up to £148 Up to £180
Crowns 100% NHS Up to £138 Up to £166 Up to £190 Up to £237 Up to £308
Bridgework (per course treatment) 100% NHS Up to £260 Up to £320 Up to £400 Up to £550 Up to £700
Inlay 100% NHS Up to £80 Up to £90 Up to £140 Up to £200 Up to £250
Onlay 100% NHS Up to £80 Up to £90 Up to £140 Up to £200 Up to £250
Veneer 100% NHS Up to £70 Up to £80 Up to £125 Up to £160 Up to £200
Dentures 100% NHS Up to £243 Up to £348 Up to £417 Up to £557 Up to £695
NHS Treatment 100% reimbursment
Extraction 100% NHS Up to £40 Up to £50 Up to £55 Up to £60 Up to £65
Orthodontic treatment (children only) 100% NHS Up to £250 Up to £325 Up to £400 Up to £475 Up to £550
Periodontal treatment 100% NHS Up to £55 Up to £74 Up to £84 Up to £90 Up to £100
Mouthguard (excluding sports mouthguards) 100% NHS Up to £40 Up to £45 Up to £50 Up to £55 Up to £60
Other Benefits
Mouth cancer (up to) £12,000 £12,000 £12,000 £12,000 £12,000 £12,000
Hospital Cash Benefit
(£50 per night, up to £1,000 per policy year)		            
Dentist Call-out Fees
(£50 per incident, up to £100 per policy year)		            

Please note: The benefits detailed above are valid for all schemes commencing between 1st April 2011 and 31st March 2012. This is only a summary of the benefits of Denplan Lucent, as with all insurance policies, terms and conditions apply. For full details of the plans view the full benefit table and Terms and Conditions.

Funding Options

OptionDescription
Company Paid Dental cover is offered as a core benefit for your employees and is paid in full by the company. The company would pay any premiums direct to Denplan, and all employees covered would be subject to Benefit in Kind taxation.
Flexible benefit If you operate a Flex scheme for your employees, you can offer dental payment plans arranged by Denplan as part of the range of options employees can choose from. The company would pay any premiums direct to Denplan, and all employees covered would be subject to Benefit in Kind taxation.
Salary Deduct A Salary Deduct plan allows employees the option to purchase dental cover with payments deducted direct from their salary. The company would then pay any premiums collected direct to Denplan.

All information regarding taxation is subject to change.

Please note: Company Paid dental payment plans are available to all companies covering more than three employees. For other funding methods, a minimum of 100 employees is required. Other funding options are available, including co-funding between the company and employee - please contact us for further details.